Leveraging Design for Low Literacy and Connectivity Back in July, Sofie and Latif travelled to Niger for the launch of hiveonline’s eArziki platform in conjunction with CARE Niger. Since then, we have been hard at work developing digital VSLA solutions and incorporating feedback in product design to address the primary… Read More »eArziki: VSLA Finance Designed with users in mind
Camilla Vang Arffmann
Financial exclusion is widespread in Africa. The reasons for financial exclusion are many. The lack of education, technological skills, and access to banks are just some of the barriers that small businesses face in Niger. The most basic reason is that the people that develop financial systems don’t think of… Read More »Why is it that some people are excluded from financial systems?
Developing your team’s business skills is essential when you are a small team. It is not easy when you are a startup. Looking back, sometimes we have to pinch ourselves to fully appreciate the development of hiveonline and the team, and it is thanks to the startup ecosystem and partners… Read More »Expanding and growing the skills and network of hiveonline
By Latif Amars and Camilla Arffmann In many developing countries, it is still very difficult for people without a bank account to get loans. It is almost impossible to get a bank account without an identity. To solve these problems, hiveonline together with CARE Denmark are developing a digital solution… Read More »Empowering women through digitising Village Savings and Loan Associations
Working with craftsmen and small business can be difficult if you’re inexperienced or unsure. Often misunderstandings or differences in expectations lead to disagreements between craftsmen and customers. But this doesn’t have to be case. At hiveonline we are trying to make it easier to work with craftsmen. It’s often not… Read More »Align expectations with craftsmen before agreeing on a job
Finding craftsmen is difficult, they never have time or I can’t trust them! These are some of the assumptions that end consumers tend to sometimes have. This week we tested our assumptions and our app with members of the beta test panel created as a part of the Djøf Business… Read More »Testing with end consumers
At hiveonline we are developing a reputation system that will make it easier to clearly demonstrate the reputation of businesses and help build trusted relationships. Building a marketplace and creating a reputation score requires a lot of thinking about customer behaviour and the availability and use of data. At hiveonline… Read More »Reputation increases trust
Yanisa Having flown 9,600km from a little red dot known as the sunny Singapore, I’m truly excited to join the hiveonline team here in Stockholm, Sweden. I’m currently embarking on an entrepreneurship program offered by the National University of Singapore (NUS) called NUS Oversea College (NOC), where undergraduates have the… Read More »Yanisa joining hiveonline
Being a part of the FinTech Startup community, we often found ourselves to be slightly different from the more traditional finance scene. In our team alone, of 11 team members working on different projects, we are 5 female, 6 male – we vary in age, nationality, skills and experience. Actually,… Read More »What makes a team most successful?
Elena The first three months of my journey with hiveonline have been both challenging and exciting. One of my degrees is in business administration, and so in the early days here I was mainly doing tasks typical to that of an office manager: dealing with the local authorities, managing meetings,… Read More »Elena’s 3 months at hiveonline