To many of us, we see banks as a necessity; like schools, transport or food shops. They’re part of the familiar infrastructure of modern capitalism, and we would struggle to function normally without them. Yet did you know that as many as 1.7 billion adults remain unbanked—without an account at… Read More »What are banks for?
Leveraging Design for Low Literacy and Connectivity Back in July, Sofie and Latif travelled to Niger for the launch of hiveonline’s eArziki platform in conjunction with CARE Niger. Since then, we have been hard at work developing digital VSLA solutions and incorporating feedback in product design to address the primary… Read More »eArziki: VSLA Finance Designed with users in mind
Financial exclusion is widespread in Africa. The reasons for financial exclusion are many. The lack of education, technological skills, and access to banks are just some of the barriers that small businesses face in Niger. The most basic reason is that the people that develop financial systems don’t think of… Read More »Why is it that some people are excluded from financial systems?
Sofie is speaking on the Seep Network webinar on Wednesday 25th September, talking with several other experts on the potential for blockchain to help drive social impact. The other speakers are:Helen Disney, CEO & Co-founder, Unblocked Events andSuzana Moreira, CEO & Founder, Mowoza Moderated by:Lis Meyers, Managing Associate, Gender and Social Inclusion, Nathan Associates… Read More »we’re on the seep webinar
You can access the report here: https://www.sustainabledigitalfinance.org/initiatives-publications The report aims to inspire the deployment of technology to unlock more capital for the Sustainable Development Goals and the Paris agreement, with focus on how blockchain can be used for the issuance of Green Bonds. Banks have already started to realise the… Read More »BLOCKCHAIN – the Gateway for Sustainability-Linked Bonds
Developing your team’s business skills is essential when you are a small team. It is not easy when you are a startup. Looking back, sometimes we have to pinch ourselves to fully appreciate the development of hiveonline and the team, and it is thanks to the startup ecosystem and partners… Read More »Expanding and growing the skills and network of hiveonline
By Latif Amars and Camilla Arffmann In many developing countries, it is still very difficult for people without a bank account to get loans. It is almost impossible to get a bank account without an identity. To solve these problems, hiveonline together with CARE Denmark are developing a digital solution… Read More »Empowering women through digitising Village Savings and Loan Associations
hiveonline is growing rapidly and needs an office manager/project administrator to support administration, bookkeeping, stakeholder management and general office duties. hiveonline is building financial products and services for the ecosystem economy, aimed at levelling the field for smaller and underserved business customers. Our core goals are supporting financial inclusion for… Read More »We’re hiring a new office manager
Transforming Financial Inclusion in Niger Niger is the one of the most undeveloped countries in the world, according to the UN’s Human Development Index. It’s a vast country, the largest in sub-Saharan Africa with a population density of just 14 per kms. Only 7% of people have bank accounts, and they’re… Read More »Financially and Culturally Excluded — but Growing Business with Blockchain